SITE INSURANCE | 10 YEAR STRUCTURAL WARRANTY | SURVEY SERVICES

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The Self-Builder

Build-Zone 10 Year Structural Warranty

The Build-Zone 10 Year Structural Warranty is an alternative to the Homebond or Premier products. It a Structural Warranty designed for new build, conversions and completed properties and is backed by an (A) rated insurer.

The warranty has been designed with you in mind. We know the problems you face and the speed with which you want to get moving, so all these things were taken in to account at the development stage.

The project will be audited during the course of construction by one of our nominated surveyors to ensure it complies with Planning and Building Regulations as well as the requirements of the warranty provider. When the project has been completed satisfactorily a final certificate will be issued and you will receive a comprehensive 10 year structural warranty which is fully transferable to any successor in title.

This has many advantages:-
  • From initial notification, we can normally have a surveyor to site within 5 working days. After initial notification, your nominated surveyor can be on site within 2 working days.
  • You have a nominated surveyor looking after your project from start to finish and will be able to communicate freely.
  • A formal plan check is carried out along with calculations, if there are any foreseen problems, they will be highlighted in a report.
  • The surveyors are highly qualified and experienced individuals used to working with self-build projects.
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Do I need a Structural Warranty?
Apart from the peace-of-mind you gain with the Build-Zone Structural Warranty, you are likely to find your lender requires it as part of their lending criteria. Also, if your circumstances change and you should need to sell the property in the next 10 years you will find that your buyer's lender will also need to see a structural warranty for the building before they lend them any money. This product has the advantage over an architect's certificate which is only really an extension of the architect's professional indemnity insurance, requiring you to prove negligence.

Summary of Cover
The Insurers will indemnify the Policyholder against all claims discovered and notified to the Underwriter during the Period Of Insurance in respect of :-
  • The cost of complete or partial rebuilding or rectifying work to the Housing Unit which has been affected by Major Damage attributable to a Defect in the design, workmanship or materials, provided always that the liability of the Insurers does not exceed the reasonable cost of rebuilding each Housing Unit to its original specification.
  •  The cost of making good any Defect in the design, workmanship or material in the drainage system which was newly constructed by the Builder in connection with the Housing Unit and for which the Policyholder is responsible.
  •  The necessary and reasonable costs incurred in repairing, replacing or rectifying any part of the Waterproof Envelope within the Housing Unit as a result of ingress of water caused by a Defect in the design, workmanship, materials or components or the waterproofing elements of the Housing Unit.
  • The cost of repairing or making good any Defects in the chimneys and flues of the Housing Unit causing an imminent danger to the health and safety of occupants.
The Site Audit Surveyors
A network of surveyors (all qualified and have a minimum of 5 years experience) are used to carry out technical audit surveys.

For more information and a quotation even if you have already started or completed your build then please call us on +44 (0)845 230 9874, Monday to Friday between 9am and 5pm. 
Self-Build Zone and Build Zone are trading styles of Sennocke International Insurance Services Limited which is registered in England at Anton House, South Park, Sevenoaks, Kent, TN13 1EB (Company Number 02489110). Sennocke International Insurance Services Limited is authorised and regulated by the Financial Services Authority (FRN 309040).